Power Up Your Purchase: Your Guide to Boat Buying Success
While many think financing is a sign that ‘I can’t afford it,’ the pros and the savvy buyers know it’s actually a powerful tool to preserve cash flow and maximize financial flexibility, while getting to enjoy their purchase right away.
💰 Keep your cash working for you! Finance your boat to keep your cash available for higher-return opportunities. The S&P 500 averaged 11.6% annually over the last decade, while average boat loan rates are 7%.
⭐ Pro tip: Making extra payments on a long-term loan can significantly lower your effective interest rate. In the end, financing this way means more money stays in your pocket. 💰 River Valley offers flexible financing with down payments often lower than many people expect.
⭐ Pro tip: We have options for as little as $0 down on approved credit.
💰 No payments until spring.
⭐ Pro tip: Take advantage of our 180-day deferment option. 💰 Often when you finance, you can get a discount off the sales price vs. the cash price.
⭐ Pro tip: Look for the River Valley "finance price" for real savings.
💰 Prioritize protecting your credit by avoiding unnecessary credit checks while you're searching for the best financing options.
⭐ Pro tip: At River Valley, we offer financing through a dedicated marine lender and we handle customer credit with great care, avoiding multiple credit inquiries that could hurt your score, while ensuring a tailored approach.
💰 Recreational loans can significantly build your credit, as they finance assets you want, not just need.
⭐ Pro Tip: Responsible borrowing on these types of loans can enhance your credit profile and open doors for better financing on future purchases.
💰 Protect yourself from inevitable price increases by securing your purchase now. ⭐ Pro tip: Lock in today’s price and enjoy immediate use of your boat while paying over time.
💰 Upgrade now to enjoy the latest features.
⭐ Pro tip: Financing makes stepping up to a newer model easier than ever.
Getting on the water just might be easier than you think! Click here to connect with one of our experts, who can help you finance like a pro! | 